I have good health insurance. Recently I had blood tests and I didn't have to pay anything. But, my insurance company sent me a statement to show me how much they saved me. The blood tests were billed at $196. That is what I would pay if I had no insurance. Pretty pricey if you ask me. If I didn't have insurance I might have to ask whether I really needed those tests every year.
But my insurance company is looking out for me. They paid only $17.17 for those $196 tests. I paid nothing. I should be dancing around and celebrating my good deal. But I have to ask myself, if the tests could be done for $17.17, why do people without insurance have to pay almost $200 for them?
I am not smart enought to answer this question.